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Mortgage Banks
Mortgage Banks
New Lending Rules Could Make It Harder To Get A Loan
Although the mortgage approval process is much harder than it once was, there are even more lending rules that may come into play this upcoming year.
Qualified Mortgage Rules Set to Take Effect on January of 2014
With the new year comes new sets of mortgage laws. New Qualified Mortgage regulations could be something for homeowners and home buyers to worry about.
U.S. Banks Loosen Standards To Acquire A Mortgage
With many unknown factors about the future of the housing market or home loans for that matter, many home buyers are skeptical about buying but shouldn't be.
Qualified Mortgage Rule Backed by Six Federal Agencies
Although backed by six federal agencies, too much regulation such as the Qualified Mortgage Rule, could be bad for the mortgage industry as a whole.
PATH Act Passes the House Financial Services Committee
Homeowners should be pleased that this bill will correct provision of the Dodd-Frank Act that have the ability to make mortgages cost prohibitive and raise interest rates.
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The Path Act Makes Its Debut In Congress
Although the Path Act made its debut in congress the chances of the bill being passed are slim, even if it does get far enough down the line.
How Rising Mortgage Rates Impact the Housing Market
With mortgage rates rising steadily throughout the middle of 2013, mortgage banks are feeling the crunch, but there are still many refinances available.
With mortgage rates rising steadily throughout the middle of 2013, mortgage banks are feeling the crunch, but there are still many refinances available.
Senators Looking to Scrap Fannie Mae and Freddie Mac
With the government so involved in the mortgage industry, there is much discussion about removing Fannie Mae and Freddie Mac from the current process.
All Rights Reserved - 2013 Directors Financial Group - Company NMLS ID 1060886 is an approved lending institution under the Federal Housing Administration (FHA) which is part of the U.S. Department of Housing & Urban Development (HUD). Loans on properties in California will be made or arranged pursuant to a California Department of Real Estate license #01815326. If we are unable to service your mortgage we will connect you with one of our associated mortgage bankers who can assist you. Interest rate, program terms and conditions are subject to change without notice. Certain restrictions and conditions will apply - not all applicants will qualify. Granting of loan is subject to credit requirements.
